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FREE CREDIT REPORTS!

You've seen ads for a free credit report. But do you qualify?

Under the Fair Credit Reporting Act you may be entitled to a free credit report, but only if you meet the following criteria:

You've been denied credit, insurance or a job in the last 60 days

You are unemployed
If you answered "yes" to either to one or both of these, see below for bureau addresses to get your free report.

If you answered "no," it is still vitally important to check your reports. Inaccuracies in your reports can delay your apartment (and other) applications if you aren't denied altogether!

Free Credit Report Summary, Credit Score & Consultation

FAQ

What is a Credit Report?

Does Credit Repair Really Work?

How do I Improve My Credit?

I Need Help Understanding My Credit Score

The companies below offer various packages to check your credit and other personal information. They may charge a fee for their services. Please check out their different packages and select the one that best fits your needs.
Lexington Law - Free Credit Summary and Consultation from the trusted leaders in credit repair.

The 3 reporting agenices are:
Experian (Formerly TRW) Phone: 1-888-EXPERIAN	Equifax P.O. Box 105873 Atlanta, GA 30348 Phone: 1-800-685-1111 Fax: 770-612-2575	Trans Union Corporation Consumer Relations Center P.O. Box 390 Springfield, PA 19064 Phone: 1-800-916-8800
Under Massachusetts Law, you are entitled to 1 free credit report per year from Experian, Equifax and Trans Union Corporation

If you have creditors chasing you for money you owe,
please read Fair Debt Collection Practices Act

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